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Our Products

Click Here for a Free Health Insurance Quote

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Our services include: 

Individual Major Medical 

Small Business Health Insurance Strategy Planning 

Medicare Supplements

Medicare Health  Plans

Plans that work with Pre-existing Conditions 

Low Cost Dicount Medical Products

Life Insurance

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We represent you, not the Insurance Companies

We have a large portfolio of several different insurance companies.  We are not obligated to one insurance company; therefore we are more than able to help you make the right choice.  The most amazing thing is that we can save you thousands of dollars every year and you will have minimum out of pocket expense.  We have creative ways of helping you get rid of your high deductibles of $5000, $2500, $1500 or even $500.00 dollars for inpatient hospitalization and outpatient surgery. 

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Our agency offers a wide range of health insurance choices to our individual and business clients.  Our agency is relatively small, therefore our clients benefit by getting personalized, quality service that is beyond comparison.

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Individual Major Medical Plans

We have developed creative and innovative ways to help families get more health insurance coverage for less money. We represent most of the reputable Health Insurance plans available. This allows us to find the best options for you and or your family.

We offer plans that give you the maximum coverage available which includes:

1. Doctor Visits - UNLIMITED VISITS (SPECIALIST & DOCTOR VISITS)

2. Physicals well-baby and   immunizations included.

3. Prescriptions- Yes !!! Starting at $4 dollars  

4. Hospital and Surgery- We have plans that will pay your deductibles & coinsurance, which gives your family the maximum coverage available.

Small Business Health Insurance Planning
We understand small businesses, since we ourselves are one. We have assisted small businesses with strategies that has cut cost while also providing the health insurance coverage they desire for their staff and their families.  Whether you're struggling with major business expenditures or your child's college tuition, we will do our best to help you cut cost while providing the health insurance coverage you desire.    

Medicare Insurance Plans
During our years of experience dealing with Medicare recipients, we have achieved a level of competence that can ensure our clients they are being properly informed.  We represent plans that offer Medicare supplemental plans,  no premium Medicare Advantage Plans, Dual eligible Medicare and Mediciad recipients plans, Special need Medicare plans for persons with disabilities. 

Medical Discount Plans:  There are many families unable to provide the insurance coverage they need for their family. We have discount plans that are priced as low as $29.99 a month for the entire family.


Pre-existing conditions:  We have plans that are specifically designed to help people with pre-existing conditions